[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero Section” _builder_version=”4.17.6″ custom_padding=”1px|0px|0|0px|false|false” dipl_enable_particle_background=”on” global_colors_info=”{}”][et_pb_fullwidth_header subhead=”Ordinary finance AND CREDIT ACCESS” text_orientation=”center” button_one_text=”Ask for the activation of the service” button_one_url=”https:\/\/www.albapartners.it\/en\/get-contributions\/” background_overlay_color=”rgba(0,0,0,0.58)” _builder_version=”4.27.4″ title_font=”Poppins|700||on|||||” title_text_color=”#0c71c3″ title_font_size=”14px” title_letter_spacing=”2px” title_line_height=”1.4em” content_font=”Poppins||||||||” content_font_size=”16px” content_letter_spacing=”1px” content_line_height=”2em” subhead_font=”Playfair Display|700||on|||||” subhead_font_size=”48px” subhead_letter_spacing=”3px” subhead_line_height=”1.4em” background_color=”rgba(255,255,255,0)” background_image=”https:\/\/www.albapartners.it\/wp-content\/uploads\/2021\/02\/copertina-alba-3.png” custom_button_one=”on” button_one_border_width=”1px” button_one_border_color=”rgba(255,255,255,0.3)” button_one_border_radius=”0px” button_one_letter_spacing=”1px” button_one_font=”Saira Extra Condensed|600||on|||||” button_one_icon=”$||divi||400″ button_one_icon_color=”#edbb5f” custom_button_two=”on” button_two_border_width=”1px” button_two_border_color=”rgba(255,255,255,0.3)” button_two_border_radius=”0px” button_two_letter_spacing=”1px” button_two_font=”Saira Extra Condensed|600||on|||||” button_two_icon=”$||divi||400″ button_two_icon_color=”#edbb5f” module_alignment=”right” custom_margin=”|||” custom_padding=”8%||8%|” hover_enabled=”0″ button_one_text_color_hover=”#edbb5f” button_two_text_color_hover=”#edbb5f” button_one_bg_color_hover=”rgba(0,0,0,0)” button_two_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#edbb5f” button_two_text_color__hover_enabled=”on” button_two_text_color__hover=”#edbb5f” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”rgba(0,0,0,0)” button_two_bg_color__hover_enabled=”on” button_two_bg_color__hover=”rgba(0,0,0,0)” sticky_enabled=”0″ subhead_font_size_last_edited=”on|phone” subhead_font_size_phone=”22px” button_one_text_size_last_edited=”on|phone” button_one_text_size_phone=”11px” subhead_font_size_tablet=”48px”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.17.6″ custom_margin=”|||” custom_padding=”0|0px|3px|0px|false|false” bottom_divider_style=”wave2″ bottom_divider_color=”#0C71C3″ global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ custom_margin=”50px|auto|103px|auto|false|false” custom_padding=”50px|50px|315px|50px|false|true” animation_style=”fade” border_radii=”off|25px||25px|” border_width_all=”5px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ global_colors_info=”{}” custom_padding_phone=”50px|20px|315px|20px|false|true” custom_padding_last_edited=”on|phone” background_color=”#efefef” width_phone=”98%” width_last_edited=”on|phone” custom_padding_tablet=”50px|50px|315px|50px|false|true”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”1px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_text_color=”#0D265D” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” hover_enabled=”0″ locked=”off” global_colors_info=”{}” header_2_font_size_last_edited=”on|phone” header_2_font_size_phone=”34px” sticky_enabled=”0″ header_2_font_size_tablet=”38px”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#0c71c3″ divider_weight=”2px” _builder_version=”4.16″ max_width=”60px” module_alignment=”left” height=”2px” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.17.6″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” locked=”off” global_colors_info=”{}”]<\/p>\n
What is it?<\/em><\/strong><\/span><\/p>\n Business Plan is a fundamental document and has an internal utility, for both shareholders and administrators and an external one for investors and credit institutions.<\/p>\n A Business Plan consists of a qualitative part (description of the business idea, the corporate structure, the corporate mission, the reference market) and a quantitative one (measuring the impact of investments on the main economic, equity and financial indicators).<\/p>\n <\/em><\/strong><\/span><\/p>\n What is it for?<\/em><\/strong><\/span><\/p>\n The BP serves to assess the impact of investments in economic, financial and equity terms.<\/p>\n <\/em><\/strong><\/span><\/p>\n What does the service provide?<\/em><\/strong><\/span><\/p>\n The service, based on the data provided by the company, provides for the delivery of a detailed report containing:<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.17.6″ custom_margin=”0px||||false|false” custom_padding=”61px|0px|3px|0px|false|false” top_divider_style=”curve2″ top_divider_color=”#0C71C3″ bottom_divider_style=”wave2″ bottom_divider_color=”#0C71C3″ global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ custom_margin=”50px|auto|103px|auto|false|false” custom_padding=”50px|50px|315px|50px|false|true” animation_style=”fade” border_radii=”off|25px||25px|” border_width_all=”5px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ global_colors_info=”{}” custom_padding_phone=”50px|20px|315px|20px|false|true” custom_padding_last_edited=”on|phone” background_color=”#efefef” width_phone=”98%” width_last_edited=”on|phone” custom_padding_tablet=”50px|50px|315px|50px|false|true”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”1px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_text_color=”#0D265D” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” hover_enabled=”0″ locked=”off” global_colors_info=”{}” header_2_font_size_last_edited=”on|phone” header_2_font_size_phone=”25px” sticky_enabled=”0″ header_2_font_size_tablet=”38px”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#0c71c3″ divider_weight=”2px” _builder_version=”4.16″ max_width=”60px” module_alignment=”left” height=”2px” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.17.6″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” locked=”off” global_colors_info=”{}”]<\/p>\n What is it?<\/em><\/strong><\/span><\/p>\n \n The balance sheet analysis allows to have a clear picture of the company’s performance in economic, financial and equity terms.<\/p>\n \n \n What is it for?<\/em><\/strong><\/span><\/p>\n \n As a result of the Basel agreements, the credit lines that credit institutions grant to the company and the cost of credit depend on the rating assigned to the company.<\/p>\n \n The rating depends on the following factors:<\/p>\n \n \n \n It is therefore essential to know one’s own historical rating and to simulate the prospective one drawn up on the basis of the forecast financial statements.<\/p>\n \n \n What does the service provide?<\/em><\/strong><\/span><\/p>\n \n The service, based on the data provided by the company, provides for the delivery of a detailed report containing:<\/p>\n \n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.17.6″ custom_margin=”0px||||false|false” custom_padding=”61px|0px|3px|0px|false|false” top_divider_style=”curve2″ top_divider_color=”#0C71C3″ bottom_divider_style=”wave2″ bottom_divider_color=”#0C71C3″ global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ custom_margin=”50px|auto|103px|auto|false|false” custom_padding=”50px|50px|315px|50px|false|true” animation_style=”fade” border_radii=”off|25px||25px|” border_width_all=”5px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ global_colors_info=”{}” custom_padding_phone=”50px|20px|315px|20px|false|true” custom_padding_last_edited=”on|phone” background_color=”#efefef” width_phone=”98%” width_last_edited=”on|phone” custom_padding_tablet=”50px|50px|315px|50px|false|true”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”1px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_text_color=”#0D265D” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” hover_enabled=”0″ locked=”off” global_colors_info=”{}” header_2_font_size_last_edited=”on|phone” header_2_font_size_phone=”30px” sticky_enabled=”0″ header_2_font_size_tablet=”38px”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#0c71c3″ divider_weight=”2px” _builder_version=”4.16″ max_width=”60px” module_alignment=”left” height=”2px” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.17.6″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” locked=”off” global_colors_info=”{}”]<\/p>\n What is it?<\/em><\/strong><\/span><\/p>\n The Central Credit Register (CR), managed by the Bank of Italy, is a database about the debts of companies towards the banking and financial system. The CR is fed by the information that the participating intermediaries (banks, financial companies) transmit regarding the loans and guarantees granted to their customers, the guarantees received from their customers and the loans or guarantees purchased from other intermediaries. There is a detection threshold: the customer is notified if the amount to be returned to the intermediary is equal to or higher than 30,000 euros; this threshold is lowered to 250 euros if the customer is in bad debt. Any amount if in bad debts have been passed to loss. Any amount if bad debts have been passed to loss.<\/p>\n \n \n What is it for?<\/em><\/strong> <\/strong><\/span><\/p>\n Correct management of credit lines is essential to improve the corporate rating and to maintain it. Therefore, to maintain the necessary requirements for access to credit, it is essential to correctly and periodically monitor the CR and intervene where necessary.<\/p>\n \n \n What does the service provide?<\/em><\/strong><\/span><\/p>\n \n The service provides for the sending of a commented report with graphs and tables that analyzes the situation of existing relationships with credit and financial institutions with the calculation of the most important indices (duration, financial tension, verification of unpaid debts, bad debts) and with the formulation of an overall opinion and with the indication of a strategy for the future.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":" Business PlanWhat is it? Business Plan is a fundamental document and has an internal utility, for both shareholders and administrators and an external one for investors and credit institutions. A Business Plan consists of a qualitative part (description of the business idea, the corporate structure, the corporate mission, the reference market) and a quantitative one […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-6581","page","type-page","status-publish","hentry"],"yoast_head":"\n\n
Balance sheet analysis \/ Official historical balance sheets \/ assignment of prospective ratings + alert indices<\/h2>\n
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Central risk reading with report sending<\/h2>\n